BIO

Charmagne was born and raised in the Confederated Salish and Kootenai Nation in North Western Montana and is the principal owner of Sea Dolphin Consulting, LLC.  She provides technical assistance and training on NAHASDA and tribal housing-related topics such as self-monitoring, environmental reviews, IHBG funding, needs assessments, board development, and self-sufficiency programming for Tribally Designated Housing Entities (TDHE) and Tribal Housing Departments across the nation. Charmagne is a U.S. Department of Housing and Urban Development (HUD) Certified Housing and Foreclosure Counselor, and a Certified Pathways Home instructor for the National American Indian Housing Council, (NAIHC).

Charmagne began her banking career in 2005 as a Loan Officer at ClearWater Credit Union before opening her consulting firm in 2012.  Since then, she has worked at the State level with NeighborWorks Montana, HomeWord,  People Partners for Community Development, the American Indian Business Leaders (AIBL), as well as the Northern Cheyenne, Salish/ Kootenai, and Chippewa-Cree Housing Authorities. On a national level, she has worked with the NAIHC, First Nations Oweesta Corporation, Econometrica, FirstPic Inc., Central New Mexico College's Ingenuity Inc., NeighborWorks America, and HUD’s Office of Native Programs (ONAP).